Privacy Policy

Privacy Policy

Introduction

Welcome to https://car-finance-rebate.dreamdwellings.net! We are dedicated to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy explains our practices regarding the collection, use, and disclosure of data when you interact with our website, applications, services, and products.

Scope

This policy covers all aspects of our online presence, including but not limited to:

1. Our official website at https://car-finance-rebate.dreamdwellings.net.
2. Mobile applications and software developed by us for user access.
3. Online services offered through our platform.
4. All interactions between users and our digital properties linked to this Privacy Policy.

Please note that this policy does not extend to third-party platforms, applications, or services accessed through links on our website. These external entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Privacy Policy guides how we interact with users in the following scenarios:

1. Using Our Services: When you sign up as an authorized user for our applications or services, we collect and process your personal information to facilitate your access and usage.
2. Visiting Our Websites: Every time you browse our websites, we may gather data about your interaction, including page visits, click patterns, and device information.
3. Communication: We communicate with users through various channels like emails, newsletters, phone calls, or text messages (SMS). By choosing to receive these communications, you agree to the terms outlined in this policy.

Personal Data Collection

We collect several types of personal data, which can be categorized as follows:

1. Account Information: This includes your user name, registration details, and password (hashed and encrypted for security).
2. Payment Details: We securely store payment information such as cardholder names, card numbers, expiration dates, and CVV codes to facilitate transactions.
3. Financial Data: We may collect financial records related to your use of our services, including transaction histories and account balances (encrypted and stored in compliance with data protection regulations).
4. Purchase Information: Details about products or services purchased through our platform, such as quantities, prices, and delivery addresses.
5. Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile network information to enhance user experience and personalize content.
6. Location Data: With your consent, we may access your location data to provide location-based services or tailored recommendations.
7. Feedback and Reviews: We encourage users to share their feedback and reviews, which help us improve our services. This includes names, contact details (optional), and review content.
8. Social Media Information: If you choose to log in using social media accounts, we may collect data from those platforms (subject to their respective privacy policies).
9. Product Interest: We track user interactions with products on our platform to understand preferences and provide relevant recommendations.

We obtain this data through direct input from users, tracking technology, and third-party partners who assist in data collection and processing.

Cookies

To enhance your experience and gather analytics, we use cookies, which are small text files stored on your browser:

1. Strictly Necessary Cookies: These cookies enable core functionalities like secure login and account management.
2. Preference Cookies: They remember your settings and preferences to personalize your experience.
3. Analytics Cookies: Used by our analytics partners to gather information about user interactions, allowing us to improve our platform.

Users have control over non-essential cookies through our Cookie Manager, where you can customize cookie preferences based on your choices.

Retention and Deletion

We retain personal data for the duration required by law or for legitimate business purposes. Our retention periods are as follows:

1. Financial records and transaction histories may be stored for tax and accounting purposes (up to 7 years).
2. User accounts remain active until deactivated by the user or until we are required to remove such accounts due to legal obligations (up to 5 years after account inactivity).
3. Other non-financial data is retained for as long as necessary to fulfill the purpose for collection, unless otherwise specified under applicable laws.

Upon request for deletion or when an account becomes inactive, we will take reasonable steps to remove or anonymize your personal data from our systems and those of our service providers.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data:

1. Access: You can request access to the personal data we hold about you, including a list of the types of data and sources.
2. Rectification: If your information is inaccurate or incomplete, you are entitled to ask for corrections.
3. Erasure (Right to be Forgotten): In certain circumstances, you can request the deletion of your personal data.
4. Restriction: You may limit the use of your personal data in specific situations, such as contesting its accuracy or preventing unauthorized processing.
5. Data Portability: Under applicable laws, you have the right to receive your personal data in a structured, commonly used format and transfer it to another controller.
6. Objection: You can object to the processing of your data for specific purposes, such as marketing or profiling.
7. Non-Discrimination: You cannot be discriminated against for refusing to provide or withdrawing consent for data processing.

To exercise any of these rights, please contact our Data Protection Officer at [email protected]. We will respond to your requests as quickly as possible and within the timeframes prescribed by law.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website, with an updated revision date at the top of this page. We encourage users to review this policy periodically for any changes that may impact them.

Contact Information

For any questions, concerns, or requests related to privacy and data protection:

• Email: [email protected]
• Mailing Address: Privacy Team, Car Finance Rebate, Inc., [Provide Address]

We value your trust in our commitment to protecting personal data. By using our services, you signify your agreement to the terms outlined in this Privacy Policy.